What is a ground-up construction loan?

A ground-up construction loan is a short-term financing facility used to fund the development of a new building from raw land or a cleared site. Metropolis PCG provides construction loans from $500K to $25M with up to 85% LTC, covering hard and soft costs through a monthly draw schedule.

How much can I borrow for a construction project?

Metropolis PCG provides construction financing from $500,000 to $25 million, up to 85% of total project cost (LTC), depending on asset class, geography, sponsor experience, and project viability.

How fast can a construction loan close?

Metropolis PCG typically closes construction loans in 15–21 business days from complete application submission.

Are construction loans non-recourse?

Yes. Metropolis PCG offers non-recourse construction loans with standard bad-boy carve-outs. Full recourse and limited-recourse structures are also available.

Do I need income verification for a construction loan?

No. Qualification is based on the project's merit, sponsor track record, and the underlying collateral — not personal W2 income or tax returns.

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